The best credit cards for rewards can vary depending on your spending habits and preferences. Here are some popular credit cards known for their rewards programs:
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Chase Sapphire Preferred® Card: This card offers valuable travel rewards. Earn 2X points on travel and dining purchases, and 1X point on all other spending. Points can be transferred to various airline and hotel loyalty programs.
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American Express Gold Card: This card is ideal for food and travel enthusiasts. Earn 4X points at U.S. restaurants and on up to $25,000 per year in supermarket purchases, 3X points on flights booked directly with airlines or through Amex Travel, and 1X point on other purchases.
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Citi Double Cash Card: This card is great for straightforward cashback rewards. Earn 2% cash back on all purchases—1% when you make a purchase and an additional 1% when you pay it off.
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Capital One Venture Rewards Credit Card: This card offers flexible travel rewards. Earn 2X miles on all purchases, and miles can be redeemed for statement credits toward travel expenses.
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Discover it® Cash Back: This card provides rotating cashback categories. Earn 5% cash back on up to $1,500 in combined purchases each quarter in categories that change every three months. All other purchases earn 1% cash back.
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Amazon Prime Rewards Visa Signature Card: Ideal for frequent Amazon shoppers, this card offers 5% cash back on Amazon.com and Whole Foods Market purchases, 2% cash back at restaurants, gas stations, and drugstores, and 1% cash back on other purchases.
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Wells Fargo Propel American Express® Card: This card is known for its broad rewards categories. Earn 3X points on dining, gas stations, rideshares, transit, flights, hotels, homestays, car rentals, and popular streaming services, and 1X point on other purchases.
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Hilton Honors American Express Surpass® Card: If you frequently stay at Hilton hotels, this card offers rewarding benefits. Earn Hilton Honors Bonus Points on purchases, get complimentary Hilton Honors Gold status, and receive a free weekend night reward after spending a certain amount.
Remember to consider factors such as annual fees, interest rates, and additional benefits when choosing a credit card. It's also important to use credit responsibly and pay off your balance in full each month to avoid interest charges.